:root {
    --primary-color: #0d2b45;
    /* Dark Corporate Blue */
    --secondary-color: #203c5c;
    /* Lighter Blue */
    --accent-color: #d4af37;
    /* Gold/Bronze for seriousness/wealth */
    --text-color: #333333;
    --light-text: #ffffff;
    --bg-light: #f9f9f9;
    --border-color: #e0e0e0;
    --success-color: #28a745;
    --danger-color: #dc3545;
    --font-main: 'Inter', sans-serif;
    --max-width: 1200px;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: var(--font-main);
    color: var(--text-color);
    line-height: 1.6;
    background-color: #fff;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: inherit;
    transition: color 0.3s ease;
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* Utilities */
.container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 20px;
}

.btn {
    display: inline-block;
    padding: 12px 24px;
    border-radius: 4px;
    font-weight: 600;
    text-align: center;
    cursor: pointer;
    transition: all 0.3s ease;
    border: none;
}

.btn-primary {
    background-color: var(--accent-color);
    color: #fff;
}

.btn-primary:hover {
    background-color: #bfa030;
    transform: translateY(-2px);
}

.btn-outline {
    border: 2px solid var(--light-text);
    color: var(--light-text);
}

.btn-outline:hover {
    background-color: var(--light-text);
    color: var(--primary-color);
}

.section-padding {
    padding: 80px 0;
}

.text-center {
    text-align: center;
}

.section-title {
    font-size: 2.5rem;
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-weight: 700;
}

.section-subtitle {
    font-size: 1.1rem;
    color: #666;
    margin-bottom: 2rem;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

/* Header */
header {
    background-color: #fff;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}

.header-top {
    background-color: var(--primary-color);
    color: #fff;
    font-size: 0.9rem;
    padding: 8px 0;
}

.header-top .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.header-main {
    padding: 15px 0;
}

.header-main .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary-color);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.nav-menu {
    display: flex;
    gap: 30px;
}

.nav-link {
    font-weight: 500;
    color: var(--text-color);
}

.nav-link:hover,
.nav-link.active {
    color: var(--accent-color);
}

.hamburger {
    display: none;
    cursor: pointer;
}

.bar {
    display: block;
    width: 25px;
    height: 3px;
    margin: 5px auto;
    transition: all 0.3s ease-in-out;
    background-color: var(--primary-color);
}

/* Hero Section */
.hero {
    background: linear-gradient(rgba(13, 43, 69, 0.8), rgba(13, 43, 69, 0.8)), url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?ixlib=rb-1.2.1&auto=format&fit=crop&w=1950&q=80');
    background-size: cover;
    background-position: center;
    height: 80vh;
    min-height: 500px;
    display: flex;
    align-items: center;
    text-align: center;
    color: #fff;
    margin-top: 100px;
    /* Offset for fixed header */
}

.hero-content h1 {
    font-size: 3rem;
    margin-bottom: 20px;
    font-weight: 700;
}

.hero-content p {
    font-size: 1.25rem;
    margin-bottom: 30px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
    opacity: 0.9;
}

.hero-buttons {
    display: flex;
    gap: 20px;
    justify-content: center;
}

/* Features/Services Teaser */
.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.feature-card {
    background: #fff;
    padding: 30px;
    border-radius: 8px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s ease;
    border-top: 4px solid var(--accent-color);
}

.feature-card:hover {
    transform: translateY(-5px);
}

.feature-icon {
    font-size: 2.5rem;
    color: var(--accent-color);
    margin-bottom: 20px;
}

.feature-card h3 {
    margin-bottom: 15px;
    color: var(--primary-color);
}

/* About Preview */
.about-preview {
    background-color: var(--bg-light);
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.about-text p {
    margin-bottom: 20px;
    color: #555;
}

.about-image img {
    border-radius: 8px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

/* Risk Warning Strip */
.risk-ticker {
    background-color: #f8d7da;
    color: #721c24;
    padding: 10px 0;
    font-size: 0.9rem;
    text-align: center;
    border-bottom: 1px solid #f5c6cb;
}

/* Footer */
footer {
    background-color: var(--primary-color);
    color: #fff;
    padding-top: 60px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-col h4 {
    color: var(--accent-color);
    margin-bottom: 20px;
    font-size: 1.2rem;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a:hover {
    color: var(--accent-color);
    padding-left: 5px;
}

.contact-info li {
    margin-bottom: 15px;
    display: flex;
    gap: 10px;
    align-items: flex-start;
}

.footer-bottom {
    padding: 20px 0;
    text-align: center;
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.6);
}

.site-disclaimer {
    background-color: #081d30;
    padding: 20px 0;
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
    text-align: justify;
}

/* Cookie Popup */
.cookie-banner {
    position: fixed;
    bottom: 20px;
    left: 20px;
    right: 20px;
    background: #fff;
    padding: 20px;
    box-shadow: 0 -2px 10px rgba(0, 0, 0, 0.1);
    border-radius: 8px;
    z-index: 9999;
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1200px;
    margin: 0 auto;
    border: 1px solid var(--border-color);
}

.cookie-content {
    margin-right: 20px;
    font-size: 0.9rem;
}

/* Mobile Responsive */
@media (max-width: 768px) {
    .hamburger {
        display: block;
    }

    .hamburger.active .bar:nth-child(2) {
        opacity: 0;
    }

    .hamburger.active .bar:nth-child(1) {
        transform: translateY(8px) rotate(45deg);
    }

    .hamburger.active .bar:nth-child(3) {
        transform: translateY(-8px) rotate(-45deg);
    }

    .nav-menu {
        position: fixed;
        left: -100%;
        top: 100px;
        /* Adjust based on header height */
        flex-direction: column;
        background-color: #fff;
        width: 100%;
        text-align: center;
        transition: 0.3s;
        box-shadow: 0 10px 10px rgba(0, 0, 0, 0.1);
        padding: 20px 0;
        gap: 0;
    }

    .nav-menu.active {
        left: 0;
    }

    .nav-item {
        margin: 16px 0;
    }

    .hero-content h1 {
        font-size: 2rem;
    }

    .hero {
        margin-top: 120px;
        /* Adjust for mobile header stack */
        height: auto;
        padding: 60px 0;
    }

    .header-top .container {
        flex-direction: column;
        gap: 5px;
        text-align: center;
    }

    .about-content {
        grid-template-columns: 1fr;
    }

    .cookie-banner {
        flex-direction: column;
        gap: 15px;
        text-align: center;
    }
}